Overview

The Beltic Identity product is designed to power fast, accurate, and global identity verification for both individuals and businesses.
It delivers a seamless experience for end-users being onboarded while giving financial institutions, fintechs, and enterprises the transparency and control they need to manage risk and compliance confidently.

By combining cutting-edge AI, data intelligence, and automation, Beltic Identity ensures that every verification happens quickly, accurately, and securely - enabling trust at scale.

End-to-End Verification Workflow

Our platform orchestrates multiple verification layers - all working together through a unified API

1. Device Intelligence

Each onboarding session collects device signals for fingerprinting, network health, and threat analysis, including:

VPN and proxy detection
TOR and datacenter IP checks
Device type, OS, and browser fingerprinting
Location and geofencing validation

These capabilities help identify fraud patterns and protect your platform from synthetic or spoofed identities.

2. Network & Risk Intelligence

Our risk layer continuously evaluates:

IP address reputation and network behavior
Phone and email risk scores
Identity number authenticity
Historical fraud signals across the Beltic network

Risk intelligence runs in real time, enabling instant decisioning and reducing manual reviews.

3. AI-Powered ID Verification

The system processes government IDs using AI-driven OCR technology capable of handling non-Latin scripts (e.g., Arabic, Cyrillic, Chinese, and more).
Forgery detection models assess document authenticity based on:

Layout consistency
Security pattern validation
Photo and hologram recognition
Metadata and MRZ analysis

4. Behavioral Analysis

The behavioral layer observes real-time user interaction patterns such as:

Form completion time and typing cadence
Autofill behavior and copy-paste frequency
Device spoof attempts and headless browser signals
Bot probability scores

These behavioral cues strengthen fraud detection and provide context for risk scoring and escalation.

Experience for End Users

The end-user onboarding interface is built with modern, high-performance frontend frameworks, optimized for speed, accessibility, and low friction.
Features include:

Real-time document feedback and guidance
Mobile-first adaptive design
Instant verification results where possible
Reduced abandonment through frictionless flows

This ensures higher completion rates, faster onboarding, and reduced churn for our customers.

Key Capabilities Summary

Capability	Description
Accounts API	Manage entities (person or business) with full attributes (name, birth date, registration, contact info, address, etc.).
Sessions API	Create onboarding sessions, associate with accounts, and track status through lifecycle (created → started → approved/declined).
Document Verification API	Upload, classify, and verify documents (ID, proof of address, etc.) using AI and fraud detection models.
Case Management API	Create and manage cases for manual reviews
Risk Intelligence Engine	Correlates identity data, behavioral patterns, and network telemetry for a unified risk score.
Reporting & Summarization	On-demand summaries explain the verification decision, providing transparency for audits and compliance.

Production: https://api.beltic.com